Benefits & Features

Hakbah is the most comprehensive and integrated app to manage and organize the Jamiya, or as it may know (Savings Groups, Committee, Ayuuto, Chit Fund, or Chits).

Trusted And Verified

All members are verified using their Saudi National ID or Iqama. Must have a valid account in a bank within the Kingdom. Consent and commitment of payment by all members

Super Easy

For Managers, It the easiest solution ever to manage and organize Jamiya and members, thereof, arrange payment turns for subscribers, follow-up payments, and other benefits.

Create New Jamiya In Just 2 Minutes

For Members, It is the best and easiest solution to receive and review invitations to join Jamiya and decide to accept or decline the invitation, as well as to choose the desired month and many other features.

Your Jamiya Is On Your Mobile

Notifications via SMS, Email, and in-App for the important dates and deadlines. Status of your Jamiya and payments and more features and benefits at your fingertips.

Your Jamiya Is On Your Mobile

Your Jamiya Is On Your Mobile

Download the App now

Flexible Payment Options

Pay directly within the Hakbah App. Pay using any Mada Card issued by a bank in the Kingdom. Receive the fund on your banking account at any bank in Saudi Arabia.

How Hakbah Works

You can create a Jamiya in less than two minutes and invite family and friends you trust from your contact list to join Your Jamiya. Receive the fund on your banking account at any bank in Saudi Arabia.It eliminates embarrassment, tracking, and reconciling payments.

Hakbah Tutorials

FAQs

Is Hakbah secured?

Yes, the app adheres to the Internet Banking Services Security Guide issued by the Saudi Arabian Monetary Agency. It saves and processes data in servers in Saudi Arabia and it applies the highest standards of protection and compliance such as the ISO27001 certification

What are the current guarantees among the members of the same money circles?

Current guarantees are based on regularity and obligation declarations to payment and personal verification of each member through electronic approval linked with government systems databases.

Is there a payment notice?

Yes, there are payment notifications, as well as account statement for each of your circles.

How do I receive my circle money?

The circle’s amount is deposited directly into your bank account that was previously determined in Hakbah registration phase.

Are there fees for payment processes?

A nominal price of 24 riyals is calculated.

Is Hakbah app legal and licensed?

Yes, Hakbah app is a licensed application that operates within the legislative experimental environment of the Saudi Arabian Monetary Agency, Owned by Noon Hakbah company, it has also successfully graduated from the Financial Technology Accelerator 2019 in DIFC.

How can I pay my circle amount monthly?

You can pay from within the application with Mada Card issued by any bank in the Kingdom of Saudi Arabia.

Do I have to enter the card information every month?

Yes, we do not save card’s data to give you the flexibility to choose the payment card you want every month.

Is the app safe?

Yes, Hakbah application abides by the guidelines for the security of Internet banking services issued by the Saudi Central Bank, and it saves and processes data in computer servers in the Kingdom of Saudi Arabia, and applies the highest standards of protection and compliance, such as the ISO27001 certificate.

What are the current guarantees between members in the same Jameya?

The current guarantees are based on the regularity declarations, the commitment to pay, and the verification of the identity of each member through electronic approval in connection with the databases of government systems. Also, issuing electronic Sanad for each member.

Is there a notice of payment?

Yes, there are payment notices, as well as your account statement for each Jameya.

Do I have to enter the card details every month?

Yes, we do not save the card details to give you the flexibility to choose the payment card you want each month.

Is there a fee to participate in Jameya?

Yes, the current offer is 199 riyals as a one-time inclusive fee when joining the association. Includes all services such as Sanad, verification, tax, payments, administrative fees, and others.

Is Hakbah application legal and licensed?

Yes, Hakbah is a licensed application that works within the legislative beta environment of the Saudi Central Bank, and the application is owned by Noon Hakbah.

How can I pay my Jameya amount monthly?

You can pay with (Apple Pay) or any (Mada) card issued by any bank in the Kingdom of Saudi Arabia through the application.

How do I receive my Jameya amount?

The amount of Jameya is deposited directly into your bank account after the payment of all members is completed, within one working day, and within two working days for the first month of the new Jameyas. To transfer the amount to your account you must accept Sanad.

Keep In Touch

We are always happy to communicate with you
We have a working team looking forward to contacting you and meeting all your needs and responding to your inquiries

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    Noon Hakbah Information Technology is authorized by the Saudi Central Bank to test its innovative products in the experimental environment (Sandbox) More info

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