First Cooperative Saving Platform in Saudi Arabia An integrated solution for (the financial association) or what is known as the financial period for individuals easily and conveniently.
Hakbah is the most comprehensive and integrated app to manage and organize the Jamiya, or as it may know (Savings Groups, Committee, Ayuuto, Chit Fund, or Chits).
All members are verified using their Saudi National ID or Iqama. Must have a valid account in a bank within the Kingdom. Consent and commitment of payment by all members
For Managers, It the easiest solution ever to manage and organize Jamiya and members, thereof, arrange payment turns for subscribers, follow-up payments, and other benefits.
For Members, It is the best and easiest solution to receive and review invitations to join Jamiya and decide to accept or decline the invitation, as well as to choose the desired month and many other features.
Notifications via SMS, Email, and in-App for the important dates and deadlines. Status of your Jamiya and payments and more features and benefits at your fingertips.
Pay directly within the Hakbah App. Pay using any Mada Card issued by a bank in the Kingdom. Receive the fund on your banking account at any bank in Saudi Arabia.
You can create a Jamiya in less than two minutes and invite family and friends you trust from your contact list to join Your Jamiya. Receive the fund on your banking account at any bank in Saudi Arabia.It eliminates embarrassment, tracking, and reconciling payments.
Hakbah TutorialsYes, the app adheres to the Internet Banking Services Security Guide issued by the Saudi Arabian Monetary Agency. It saves and processes data in servers in Saudi Arabia and it applies the highest standards of protection and compliance such as the ISO27001 certification
Current guarantees are based on regularity and obligation declarations to payment and personal verification of each member through electronic approval linked with government systems databases.
Yes, there are payment notifications, as well as account statement for each of your circles.
The circle’s amount is deposited directly into your bank account that was previously determined in Hakbah registration phase.
A nominal price of 24 riyals is calculated.
Yes, Hakbah app is a licensed application that operates within the legislative experimental environment of the Saudi Arabian Monetary Agency, Owned by Noon Hakbah company, it has also successfully graduated from the Financial Technology Accelerator 2019 in DIFC.
You can pay from within the application with Mada Card issued by any bank in the Kingdom of Saudi Arabia.
Yes, we do not save card’s data to give you the flexibility to choose the payment card you want every month.
Yes, Hakbah application abides by the guidelines for the security of Internet banking services issued by the Saudi Central Bank, and it saves and processes data in computer servers in the Kingdom of Saudi Arabia, and applies the highest standards of protection and compliance, such as the ISO27001 certificate.
The current guarantees are based on the regularity declarations, the commitment to pay, and the verification of the identity of each member through electronic approval in connection with the databases of government systems. Also, issuing electronic Sanad for each member.
Yes, there are payment notices, as well as your account statement for each Jameya.
Yes, we do not save the card details to give you the flexibility to choose the payment card you want each month.
Yes, service fees start from 199 riyals as a one-time inclusive fee when joining the association. Includes all services such as Sanad, verification, tax, payments, administrative fees, and others.
Yes, Hakbah is a licensed application that works within the legislative beta environment of the Saudi Central Bank, and the application is owned by Noon Hakbah.
You can pay with (Apple Pay) or any (Mada) card issued by any bank in the Kingdom of Saudi Arabia through the application.
The amount of Jameya is deposited directly into your bank account after the payment of all members is completed, within one working day, and within two working days for the first month of the new Jameyas. To transfer the amount to your account you must accept Sanad.
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Noon Hakbah Information Technology is permitted by the Saudi Central Bank to test its innovative services under the Regulatory Sandbox environment. For more information please click here
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